We hope to have many more years of guidance and investment opportunity with you. She is so efficient with every aspect of the process that the whole thing took little to no time to get done. She was able to get things done fast so that we were able to capture a good rate. Alisha’s in- depth knowledge about investing is second to none. After we met Alisha, she has opened our eyes about how to put our hard-earned money into good use. Our Client Testimonyīefore my wife and I met Alisha, we were clueless about investing. ** Please visit our HOME REFINANCING page for loan refinancing information. Some of the Home Programs we offer (50 States): As a result, it is crucial to obtain our full pre-approval letter prior to searching for homes. We understand most clients work full time while seeking to complete these transactions. With this high successful loan closing rate, Cornerstone Group provides a smooth, easy, and pleasant home purchase experience. With our loan pre-approval process, we also prevent our clients from wasting money on home inspection fees and appraisal fees for unapproved properties. all of which are uncontrollable by Cornerstone Group side of representation.Ĭornerstone Group team has a higher chance for sellers to accept our buyer’s offer due to strong loan pre-approval and past closing track records. ![]() Fall outs are typically due to disagreeable home conditions versus home price offered, negative change in buyer’s financial situation, appraisal values, unreasonable cooperating agent/seller, etc. Cornerstone Group lending transaction fall out rate is less than 1% for the past 15 years. 99% of our submitted loans have successfully funded and closed escrow as long as the buyer’s financial situation did not negatively change during the transaction. ![]() We’ve close cash purchase escrows in as little as 7 working days and full pre-approved loans in as little as 10 working days. Finding the right home within budgeted price is not easy when coupled with inaccurate pre-approval letters and ineffective loan officers, many of these transactions and relationships are severed.Īt Cornerstone Group, we perform full pre-approval just as if our buyers/borrowers are entering escrow. In addition, buyers who have inaccurate pre-approval letters tend to lose out on their desirable, potential homes. This has caused a tremendous waste of time and money for buyers, sellers and real estate professionals. ![]() With over 20 years of real estate experience, we have encountered over 90% of inaccurate pre-approval letters from various loan officers. Home purchasing relies heavily on this as the first step before looking into properties. The higher the price purchase, the more important it is to perform this assessment. If you forgo an inspection and a problem arises it will be your responsibility.Before looking to purchase anything in life, we need to know our financial capabilities, budget and payment obligations. If a problem is discovered before closing, you can go back to the seller and negotiate repairs. When your offer has been accepted, you will want to have a professional perform a home inspection. After considering some of these factors, submit an offer. You maybe want to consider a stronger offer in this case. Low inventory or a desirable neighborhood or if there are multiple offers on a house means you're in a seller‘s market. If there is an abundance of home inventory this is considered a buyer‘s market, giving you a little more negotiating power. A qualified real estate agent should be able to help you do this. ![]() Do your research to figure out what a fair price is. Now that you've found the perfect home, you need to make an offer. Make a list of must-have and nice-to-have features for your new home when shopping. Make sure you factor in commute time, neighborhood demographics, distance from shopping, school districts and the potential future value of the home when looking for a home. Once you determine what you can afford, you can begin searching for homes that fit your budget and meets your needs.
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